/* ============================================================
   Cove Creek Funding — styles.css
   Palette + typography lifted from the live Astra/Kadence build
   ============================================================ */

:root {
  /* Astra palette from live site */
  --c-yellow-soft: #fbe8a6;
  --c-yellow:      #ffe070;
  --c-ink:         #2c2927;   /* near-black for headings */
  --c-body:        #534a45;   /* warm brown for body */
  --c-cream:       #f2f1e5;   /* section bg */
  --c-white:       #ffffff;
  --c-gray-cool:   #f2f4f5;
  --c-near-white:  #fbfcff;

  /* Brand accents pulled from the logo */
  --c-green:       #6b9b3e;
  --c-green-dark:  #527d2a;
  --c-teal:        #4ba0a5;
  --c-teal-dark:   #36848a;

  /* Borders / shadows */
  --c-border:      #e2dccd;
  --shadow-card:   0 6px 24px rgba(44, 41, 39, 0.08);
  --shadow-hover:  0 10px 32px rgba(44, 41, 39, 0.14);

  /* Type */
  --f-body:    'Poppins', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --f-display: 'DM Serif Display', Georgia, 'Times New Roman', serif;

  /* Layout */
  --maxw: 1180px;
  --gutter: clamp(1rem, 3vw, 2rem);
  --radius: 10px;
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--f-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--c-body);
  background: var(--c-white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--c-green-dark); text-decoration: none; }
a:hover { color: var(--c-teal-dark); }

/* ---------- typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--f-display);
  color: var(--c-ink);
  font-weight: 400;
  line-height: 1.18;
  margin: 0 0 0.6em;
  letter-spacing: -0.005em;
}
h1 { font-size: clamp(2.2rem, 4.8vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 3.6vw, 2.6rem); }
h3 { font-size: clamp(1.25rem, 2.2vw, 1.5rem); }
h4 { font-size: 1.1rem; }
p  { margin: 0 0 1em; }

.eyebrow {
  font-family: var(--f-body);
  text-transform: uppercase;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  color: var(--c-teal-dark);
  margin: 0 0 0.6em;
}

/* ---------- layout ---------- */
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: clamp(3rem, 7vw, 5.5rem) 0; }
.section--cream { background: var(--c-cream); }
.section--ink   { background: var(--c-ink);   color: #d8d4cd; }
.section--ink h1, .section--ink h2, .section--ink h3 { color: #fff; }
.section--narrow .wrap { max-width: 820px; }

.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 2.5rem;
}
.section-head p { color: var(--c-body); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.6rem;
  font-family: var(--f-body);
  font-weight: 600;
  font-size: 0.98rem;
  letter-spacing: 0.01em;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s, color 0.15s, border-color 0.15s;
  text-align: center;
  white-space: nowrap;
}
.btn--primary  { background: var(--c-green);  color: #fff; }
.btn--primary:hover  { background: var(--c-green-dark); color: #fff; transform: translateY(-1px); box-shadow: var(--shadow-card); }
.btn--accent   { background: var(--c-yellow); color: var(--c-ink); }
.btn--accent:hover   { background: #ffd83f; color: var(--c-ink); transform: translateY(-1px); box-shadow: var(--shadow-card); }
.btn--ghost    { background: transparent; color: #fff; border-color: rgba(255,255,255,0.7); }
.btn--ghost:hover    { background: #fff; color: var(--c-ink); }
.btn--outline  { background: transparent; color: var(--c-green-dark); border-color: var(--c-green); }
.btn--outline:hover  { background: var(--c-green); color: #fff; }
.btn--lg { padding: 1.05rem 2.1rem; font-size: 1.05rem; }

/* ---------- header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.96);
  backdrop-filter: saturate(140%) blur(6px);
  border-bottom: 1px solid var(--c-border);
}
.site-header .wrap {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 0.85rem; padding-bottom: 0.85rem;
  gap: 1rem;
}
.brand { display: inline-flex; align-items: center; }
.brand img { height: 96px; width: auto; }
@media (max-width: 900px) {
  .brand img { height: 72px; }
}

.nav { display: flex; align-items: center; gap: 0.4rem; flex-wrap: wrap; }
.nav a {
  color: var(--c-ink);
  font-weight: 500;
  padding: 0.55rem 0.85rem;
  border-radius: 8px;
  font-size: 0.98rem;
}
.nav a:hover, .nav a.active { color: var(--c-green-dark); background: var(--c-cream); }
.nav .btn { margin-left: 0.4rem; }

.nav-toggle {
  display: none;
  background: transparent; border: 0; cursor: pointer;
  width: 44px; height: 44px;
  align-items: center; justify-content: center;
}
.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  display: block; content: ''; width: 26px; height: 2px; background: var(--c-ink);
  position: relative; transition: transform 0.2s, top 0.2s, opacity 0.2s;
}
.nav-toggle span::before { position: absolute; top: -8px; }
.nav-toggle span::after  { position: absolute; top:  8px; }
.nav-toggle[aria-expanded="true"] span                { background: transparent; }
.nav-toggle[aria-expanded="true"] span::before        { top: 0; transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"] span::after         { top: 0; transform: rotate(-45deg); }

@media (max-width: 900px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    display: none;
    position: absolute; left: 0; right: 0; top: 100%;
    background: #fff; border-bottom: 1px solid var(--c-border);
    flex-direction: column; align-items: stretch; gap: 0;
    padding: 0.5rem var(--gutter) 1rem;
  }
  .nav.is-open { display: flex; }
  .nav a { padding: 0.85rem 0.6rem; border-radius: 0; border-bottom: 1px solid var(--c-border); }
  .nav a:last-of-type { border-bottom: 0; }
  .nav .btn { margin: 0.6rem 0 0; align-self: flex-start; }
  .site-header .wrap { position: relative; }
}

/* ---------- hero ---------- */
.hero {
  position: relative;
  color: #fff;
  min-height: 560px;
  display: flex; align-items: center;
  background: #2c2927 center/cover no-repeat;
  isolation: isolate;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(120deg, rgba(20,30,28,0.74) 10%, rgba(20,30,28,0.35) 80%);
  z-index: -1;
}
.hero .wrap { padding-top: 5rem; padding-bottom: 5rem; max-width: 980px; }
.hero h1 {
  color: #fff;
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  max-width: 760px;
  text-shadow: 0 2px 16px rgba(0,0,0,0.25);
}
.hero .lede {
  font-size: clamp(1.05rem, 1.6vw, 1.25rem);
  max-width: 620px;
  color: #f0ecdf;
  margin-bottom: 2rem;
}
.hero-cta { display: flex; gap: 0.8rem; flex-wrap: wrap; }
.hero .eyebrow { color: var(--c-yellow); }

/* ---------- "Investment Financing For" cards ---------- */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.4rem;
}
.feature-card {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 2rem 1.6rem;
  text-align: center;
  transition: transform 0.18s, box-shadow 0.18s, border-color 0.18s;
}
.feature-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-hover);
  border-color: var(--c-green);
}
.feature-card .icon {
  width: 64px; height: 64px;
  margin: 0 auto 1rem;
  display: flex; align-items: center; justify-content: center;
  background: var(--c-cream);
  color: var(--c-green-dark);
  border-radius: 999px;
}
.feature-card h3 { margin-bottom: 0.4rem; }
.feature-card p  { color: var(--c-body); margin: 0; }

/* ---------- two-column ---------- */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}
.two-col img { border-radius: var(--radius); box-shadow: var(--shadow-card); }
@media (max-width: 800px) { .two-col { grid-template-columns: 1fr; } }

/* ---------- loan programs ---------- */
.programs {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.6rem;
}
.program-card {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 2rem 1.8rem;
  position: relative;
  display: flex; flex-direction: column;
  transition: transform 0.18s, box-shadow 0.18s, border-color 0.18s;
}
.program-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-hover); border-color: var(--c-teal); }
.program-card .pct {
  font-family: var(--f-display);
  font-size: 2.4rem;
  color: var(--c-green-dark);
  line-height: 1;
  margin-bottom: 0.2em;
}
.program-card h3 { margin-bottom: 1rem; }
.program-card ul { list-style: none; margin: 0 0 1.5rem; padding: 0; }
.program-card li {
  padding: 0.55rem 0 0.55rem 1.6rem;
  position: relative;
  border-top: 1px dashed var(--c-border);
  color: var(--c-body);
}
.program-card li:first-child { border-top: 0; }
.program-card li::before {
  content: '✓';
  position: absolute; left: 0; top: 0.55rem;
  color: var(--c-green);
  font-weight: 700;
}
.program-card .btn { margin-top: auto; align-self: flex-start; }
.program-card.featured { border-color: var(--c-green); background: var(--c-near-white); }
.program-card.featured::after {
  content: 'Most popular';
  position: absolute; top: 1rem; right: 1rem;
  background: var(--c-green); color: #fff;
  font-size: 0.72rem; font-weight: 600;
  padding: 0.25rem 0.6rem; border-radius: 999px;
  letter-spacing: 0.05em; text-transform: uppercase;
}

/* ---------- Why Choose Us ---------- */
.values {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1.5rem;
}
.value {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.6rem;
  border: 1px solid var(--c-border);
}
.value .num {
  font-family: var(--f-display);
  font-size: 2rem;
  color: var(--c-teal);
  line-height: 1; margin-bottom: 0.4em;
}
.value h4 { margin-bottom: 0.4em; }
.value p { margin: 0; }

/* ---------- funded transactions ---------- */
.deals {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
}
.deal {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--c-border);
  box-shadow: var(--shadow-card);
  display: flex; flex-direction: column;
}
.deal-img {
  aspect-ratio: 16 / 10;
  background: var(--c-cream) center/cover no-repeat;
}
.deal-body { padding: 1.4rem 1.5rem 1.6rem; }
.deal-meta {
  display: flex; flex-wrap: wrap; gap: 0.4rem 0.8rem;
  font-size: 0.85rem;
  color: var(--c-teal-dark);
  font-weight: 600;
  margin-bottom: 0.6rem;
}
.deal-meta span { display: inline-flex; align-items: center; gap: 0.3rem; }
.deal h3 { font-size: 1.2rem; margin-bottom: 0.4em; }
.deal p  { margin: 0; color: var(--c-body); font-size: 0.95rem; }

/* ---------- testimonials ---------- */
.testimonials {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}
.testimonial {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.8rem;
  border: 1px solid var(--c-border);
  position: relative;
}
.testimonial::before {
  content: '“';
  position: absolute; top: -1.2rem; left: 1.4rem;
  font-family: var(--f-display);
  font-size: 5rem; color: var(--c-green);
  line-height: 1;
}
.testimonial p { font-style: italic; color: var(--c-body); }
.testimonial .who {
  margin-top: 1rem;
  font-weight: 600;
  color: var(--c-ink);
  font-style: normal;
}
.testimonial .who small {
  display: block;
  font-weight: 400;
  color: var(--c-body);
  font-size: 0.85rem;
}

/* ---------- CTA banner ---------- */
.cta-banner {
  background: var(--c-ink) url('/images/path.jpg') center/cover no-repeat;
  background-blend-mode: multiply;
  color: #fff;
  text-align: center;
  position: relative;
}
.cta-banner h2 { color: #fff; }
.cta-banner p { color: #d8d4cd; max-width: 620px; margin: 0 auto 1.4rem; }
.cta-banner::before {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(rgba(20,30,28,0.7), rgba(20,30,28,0.7));
}
.cta-banner .wrap { position: relative; padding: clamp(3rem, 7vw, 5rem) var(--gutter); }

/* ---------- contact / forms ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: clamp(2rem, 4vw, 3.5rem);
}
@media (max-width: 800px) { .contact-grid { grid-template-columns: 1fr; } }

.contact-card {
  background: var(--c-cream);
  padding: 2rem;
  border-radius: var(--radius);
  border: 1px solid var(--c-border);
}
.contact-card dt {
  font-weight: 600; color: var(--c-ink);
  text-transform: uppercase; letter-spacing: 0.08em; font-size: 0.78rem;
  margin-top: 1.2rem;
}
.contact-card dt:first-child { margin-top: 0; }
.contact-card dd { margin: 0.25rem 0 0; }
.contact-card a:not(.btn) { color: var(--c-green-dark); font-weight: 500; }

form .row { display: grid; gap: 1rem; }
form .row.cols-2 { grid-template-columns: 1fr 1fr; }
form .row.cols-3 { grid-template-columns: 1fr 1fr 1fr; }
form .row.cols-4 { grid-template-columns: 2fr 1fr 1fr 1fr; }
@media (max-width: 700px) {
  form .row.cols-2, form .row.cols-3, form .row.cols-4 { grid-template-columns: 1fr; }
}

form .field { display: flex; flex-direction: column; gap: 0.35rem; margin-bottom: 1rem; }
form label {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--c-ink);
}
form label .req { color: #b94343; margin-left: 2px; }
form input[type=text],
form input[type=email],
form input[type=tel],
form input[type=number],
form input[type=date],
form select,
form textarea {
  font: inherit;
  padding: 0.7rem 0.85rem;
  border: 1px solid var(--c-border);
  border-radius: 8px;
  background: #fff;
  color: var(--c-ink);
  transition: border-color 0.15s, box-shadow 0.15s;
  width: 100%;
}
form textarea { min-height: 120px; resize: vertical; }
form input:focus, form select:focus, form textarea:focus {
  outline: none;
  border-color: var(--c-green);
  box-shadow: 0 0 0 3px rgba(107, 155, 62, 0.18);
}
form .help { font-size: 0.82rem; color: var(--c-body); margin-top: 0.2rem; }

.radio-list, .check-list { display: flex; flex-direction: column; gap: 0.4rem; }
.radio-list label, .check-list label {
  display: flex; align-items: flex-start; gap: 0.55rem;
  font-weight: 400; color: var(--c-body);
  padding: 0.5rem 0.7rem;
  border: 1px solid var(--c-border);
  border-radius: 8px;
  cursor: pointer;
  background: #fff;
}
.radio-list label:has(input:checked),
.check-list label:has(input:checked) {
  border-color: var(--c-green);
  background: #f7fbef;
}
.radio-list input, .check-list input { margin-top: 0.25rem; }

.form-section {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius);
  padding: 2rem;
  margin-bottom: 1.5rem;
}
.form-section h3 {
  margin-top: 0;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid var(--c-border);
}

.form-status {
  margin-top: 1rem;
  padding: 0.85rem 1rem;
  border-radius: 8px;
  display: none;
  font-size: 0.95rem;
}
.form-status.is-ok    { display: block; background: #ebf6dd; color: #2d5a16; border: 1px solid #b9da8b; }
.form-status.is-error { display: block; background: #fbeaea; color: #7a2222; border: 1px solid #f1baba; }

.btn-row { display: flex; gap: 0.8rem; align-items: center; margin-top: 0.5rem; flex-wrap: wrap; }
.btn-row.split { justify-content: space-between; }

form input.is-invalid,
form select.is-invalid,
form textarea.is-invalid { border-color: #c75151; box-shadow: 0 0 0 3px rgba(199, 81, 81, 0.18); }

/* ---------- multi-step ---------- */
.step-indicator {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 1.8rem;
  flex-wrap: wrap;
}
.step-indicator .step {
  flex: 1 1 0;
  min-width: 140px;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.7rem 0.9rem;
  border-radius: 8px;
  background: var(--c-cream);
  border: 1px solid var(--c-border);
  color: var(--c-body);
  font-size: 0.92rem;
  transition: background 0.18s, border-color 0.18s, color 0.18s;
}
.step-indicator .step .step-num {
  width: 28px; height: 28px;
  border-radius: 999px;
  background: #fff;
  color: var(--c-body);
  border: 1.5px solid var(--c-border);
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 600;
  font-size: 0.9rem;
  flex-shrink: 0;
}
.step-indicator .step.is-active {
  background: #fff;
  border-color: var(--c-green);
  color: var(--c-ink);
  box-shadow: var(--shadow-card);
}
.step-indicator .step.is-active .step-num {
  background: var(--c-green);
  border-color: var(--c-green);
  color: #fff;
}
.step-indicator .step.is-done .step-num {
  background: var(--c-teal);
  border-color: var(--c-teal);
  color: #fff;
}
.step-indicator .step.is-done .step-label { color: var(--c-ink); }
@media (max-width: 700px) {
  .step-indicator { flex-direction: row; }
  .step-indicator .step { min-width: 0; }
  .step-indicator .step .step-label { display: none; }
  .step-indicator .step.is-active .step-label { display: inline; }
}

.form-step[hidden] { display: none !important; }
.form-step h3 { margin-top: 0; padding-bottom: 0.75rem; border-bottom: 1px solid var(--c-border); }
.form-step .subhead {
  margin: 1.2rem 0 0.4rem;
  color: var(--c-ink);
  font-family: var(--f-body);
  font-weight: 600;
  font-size: 1rem;
}
[data-show-if][hidden] { display: none !important; }

/* ---------- footer ---------- */
.site-footer {
  background: var(--c-ink);
  color: #cfc9bf;
  padding: 3.5rem 0 1.5rem;
}
.site-footer a { color: #e9e4d5; }
.site-footer a:hover { color: var(--c-yellow); }
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 2rem;
  align-items: start;
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-grid h4 { color: #fff; font-family: var(--f-body); font-weight: 600; font-size: 0.92rem; text-transform: uppercase; letter-spacing: 0.12em; margin-bottom: 1rem; }
.footer-brand img { background: #fff; padding: 0.6rem 0.8rem; border-radius: 8px; max-width: 200px; }
.footer-nav { list-style: none; padding: 0; margin: 0; }
.footer-nav li { margin-bottom: 0.4rem; }
.copyright {
  border-top: 1px solid #3a3633;
  margin-top: 2.5rem;
  padding-top: 1.4rem;
  font-size: 0.86rem;
  color: #908a82;
  text-align: center;
}

/* ---------- utility ---------- */
.text-center { text-align: center; }
.mt-2 { margin-top: 1.6rem; }
.mb-0 { margin-bottom: 0; }
.visually-hidden { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }