About Us
40+ years of real estate & mortgage experience.
A small, experienced team built to make private real-estate financing fast, simple, and personal.
Who we are
A financial team that thinks like investors.
We are a financial team with over 40 years of combined experience in the mortgage and real estate industries. We help clients who are seeking private money for investment real estate and properties.
As experienced mortgage, finance, and real estate professionals, we analyze every transaction and recommend the funding option that actually fits the deal — not the one that's easiest to underwrite.
Our mission: provide fast, simple, relationship-based financing to real estate investors.
Our vision: become the local leader in private real estate financing across Utah.
Our Core Values
How we operate.
Committed to delivering the best
Every deal gets the same attention, whether it's your first flip or your fiftieth.
Honest and transparent
Clear terms, no hidden fees, no surprise asks at the closing table.
Care for your business
We treat your projects like ours — because long-term relationships beat one-off transactions.
Keep learning
Markets shift. We stay current on structures, comps, and trends so you don't have to.
What Our Clients Say
Real investors. Real closings.
Cove Creek funded my deal in less than two days when my bank told me it would be a month. They saved the transaction.
R. HansenReal estate investor — Salt Lake County
Straight answers, no runaround, and they actually pick up the phone. I've used Cove Creek on five flips in a row.
M. WhitakerFix-and-flip operator
They understand Utah real estate. The terms made sense for the deal, not just the lender. We'll be back for the next one.
A. LambertBuy-and-hold investor