Legal
Privacy Policy
Cove Creek Funding ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, and share information when you visit covecreekfunding.com or submit a loan inquiry to us.
1. Information we collect
We collect information that you provide directly to us, including:
- Contact details — name, email address, phone number, mailing address.
- Loan-application information — date of birth, home status, company name and type, property address, purchase price, repair estimates, loan amount, loan term, and related transaction details.
- Identity-verification information — Social Security Number, Tax ID, and similar identifiers. We collect these only through a secure follow-up channel, not through this public website.
- Usage information — browser type, IP address, pages visited, referring URL, and similar technical data automatically collected when you visit the site.
2. How we use information
We use the information we collect to:
- Evaluate your loan inquiry and respond to your request.
- Communicate with you about your application or our services.
- Verify your identity and run any due-diligence checks required to underwrite a loan.
- Operate, maintain, and improve our website.
- Comply with our legal and regulatory obligations.
3. How we share information
We do not sell your personal information. We may share information with:
- Service providers who help us operate our business (e.g., form-processing, email delivery, accounting). These providers are permitted to use your information only to perform services for us.
- Underwriting and closing partners when required to evaluate or close a loan (e.g., title companies, escrow, appraisers).
- Legal and regulatory authorities when required by law, subpoena, or to protect our rights, safety, or property.
4. How we protect information
We use commercially reasonable administrative, technical, and physical safeguards to protect the information you provide. Sensitive identifiers (SSN, Tax ID) are not collected through the public website; we request these through a secure follow-up channel after we have reviewed your initial inquiry.
No method of transmission or storage is 100% secure. While we work to protect your information, we cannot guarantee its absolute security.
5. Your choices
- Marketing communications. You can opt out of marketing emails at any time by replying "unsubscribe" or contacting us at the number below.
- Access and correction. You may request a copy of the personal information we hold about you, or request that we correct or delete it, subject to applicable law and our legitimate business and legal obligations.
6. Cookies
Our website uses minimal cookies — primarily for site functionality and basic analytics. You can disable cookies through your browser settings; some site features may not work without them.
7. Children's privacy
This website is not directed to children under 18. We do not knowingly collect personal information from children under 18.
8. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the website after updates indicates acceptance of the revised policy.
9. Contact us
Questions about this Privacy Policy? Reach us at:
Cove Creek Funding
South Jordan, Utah 84095
Phone: 385.444.2199